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About Us

Our society is a one of the credit society which is registered under Delhi State Co-op society act 2003. Which is governed by Registrar Co-op society New Delhi. Our society provide loan and deposit facilities to the members of the society. Main objective of the society as under –



  1. To create funds to be lent to its members for various purposes.

  2. To undertake Thrift and Credit Business by mobilizing deposits from members .

  3. To own lands and buildings or to take them on lease or rent for the business of the society.

  4. To undertake welfare activities particularly for the members and employees and their children for the promotion of their moral, education and physical improvement.

  5. To undertake other measure designed to encourage in the members the spirit and practice of thrift, self help and mutual help

  6. To do all such things as are incidental or conductive to the attainment of any or all of the above objects.



MANAGING COMMITTEE OF THE SOCIETY FOR 2015-2018



NameDesignationMobile
Sh. SUNIL GUPTA PRESIDENT 9311435884
Sh. SANJAY SHARMA VICE PRESIDENT 9810742583
Sh. NAVEEN GOEL SECRETARY 8586085181
Ms. MADHU GUPTA CASHIER 011-22174465
Sh. PAVINDER KUMAR EXECUTIVE MEMBER 9910140075
Ms. SUBH LAKSHAMI DHINGRA EXECUTIVE MEMBER 9891081541
Smt. KANTA DEVI EXECUTIVE MEMBER 011-27418243


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Contact Us

REGISTERED OFFICE ADDRESS :




G-3/40, MODEL TOWN III, DELHI-110009


ADMIN OFFICE ADDRESS :




SHOP NO. 1,HOUSE NO.7, RAMESHWAR NAGAR, AZADPUR, DELHI-110033


Office Timings :


9.00 A.M TO 1.00 PM After Lunch 2 P.M TO 5.00 PM

Phone : 011-47560165 .

Weekly off on Monday and all Gazetted holiday

BRANCH OFFICE ADDRESS :



B-BLOCK,STREET NO. 11, KAMAL VIHAR,25 Foota Road Main Market,KAMAL PUR BURARI Delhi-110084 .

Office Timings : ( RUNING SHORTELY WORK IN PROGRESS )


E-mail :- jannidhi.tcs2012@gmail.com

Our Society Features

  • ✔ Fully Computerized

  • ✔ Fully Air Conditioned Office

  • ✔ Well behaved staff

  • ✔ Membership for all

  • ✔ Easy loan up to two Lac

  • ✔ Minimum interest on loan

  • ✔ Excellent Deposit Schemes

  • ✔ More interest on fixed deposit

  • ✔ No TDS deduction on deposit

  • ✔ 8 Hours office working all working day except Govt. holidays


  • Loans


    Loan Type Loan Limit Period Interest Rate
    Emergency Loan 20,000/- 1 Years 18 %
    Regular/Secured Loan 2,00,000/- 60 Months 18 %


    Regular Loan Conditions



    1. Income Proof

    2. Photocopy of Passbook/statement for last 6 months .

    3. 10 Insttalment Cheques in advance who gets the loans.

    4. Gurantee of two members and there two cheques in advance.

    5. Loan application should be recommended by one the director of the society.

    6. One copy of Address proof ( voter card, Aadhar card, Passport, Current Electricity / Telephone bill )

    7. One copy of Identity proof ( voter card, Aadhar card, Passport, Pan Number, Driving Lenience )

    8. One current self passport size photo.

    9. 10% Share Money of the loan

    10. For Govt. Employees Current Original pay slip .

    11. Secure loan will be sanction against propties/bond/NSC



    Emergency Loan Conditions



    1. Proof of Emergency situation.

    2. Photocopy of Passbook/statement for last 6 months.

    3. Advance Cheque of 3 months installment

    4. Gurantee of one member

    5. Loan application should be recommended by one the director of the society.

    6. One copy of Address proof ( voter card, Aadhar card, Passport, Current Electricity / Telephone bill )

    7. Identity proof ( voter card, Aadhar card, Passport, Pan Number, Driving Lenience )

    8. One current self passport size photo.

    9. 10% of Share Money of the loan

    10. For Govt. Employees Current Original pay slip .

    11. The Loan payment can be made by NEFT / CASH / BY CHEQUE/ BY SMS / BY MOBILE PAYMENT / BY EMAIL


    The Members can Login to view the Loan Ledger. The Loan payment can be made by NEFT,Cash or by Cheque.

    Deposit Schemes

    • Cumpulsory Deposit Rs 100/- per month . Interest Rate 6% Per Annum.


    • Optional Deposit Interest Rate 4.5% Per Annum.


    Monthly Deposit Scheme (Recurring Deposit)

    Monthly Period Interest Rate %
    500/- 2 Years 9% P.A.



    Time Deposit Scheme

    Minumum Amount Period Interest Rate%
    5,000/- 6 Months 8%
    12 Months 9% P.A.
    24 Months 10% P.A. Yearly Compound
    36 Months 11% P.A. Yearly Compound
    Above 36 Months 12% P.A. Yearly Compound


    0.5 % EXTRA INTEREST PAYABLE TO SENIOR CITIZEN AND HANDICAPED AND NO TDS DEDUCTION ON INTEREST.


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