Deposits Deposit Schemes Cumpulsory Deposit Rs 100/- per month . Interest Rate 6% Per Annum.Optional Deposit Interest Rate 4.5% Per Annum. Time Deposit SchemeMinumum AmountPeriodInterest Rate%5,000/-6 Months6% 12 Months8% P.A. 24 Months9% P.A. Simple 36 Months10% P.A. simple Above 36 Months11% P.A. Simple Monthly Deposit Scheme(Recurring Deposit)MonthlyPeriodInterest Rate %500/-2 Years9% P.A. 0.5 % EXTRA INTEREST PAYABLE TO SENIOR CITIZEN AND HANDICAPED AND NO TDS DEDUCTION ON INTEREST.